Loan Affordability Calculator
Understand your financial cushion and debt capacity. This calculator evaluates your net cash flow and estimates potential monthly payments relative to your monthly gross and net income.
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📐 How This Calculation Works
This tool uses standard periodic compound interest and amortization algorithms. For reducing balance amortization, installments are computed using the formula:
M = P × [ r(1 + r)^n ] / [ (1 + r)^n – 1 ]
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