Smart Loan Planning for Filipinos

Understand Your Loan.
Plan Your Money.

PesoWise helps you estimate loan payments, explore different repayment scenarios, and understand the potential cost of borrowing before making a financial decision.

AVAILABLE ON Google Play
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Free to use • Simple • Easy to understand

PesoWise - Safe Loan

PesoWise

Safe Loan & Financial Planning

Why PesoWise?

Make better-informed borrowing decisions

Get a clearer picture of your estimated loan payments before choosing a financing option.

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Estimate Loan Payments

Enter an estimated loan amount, interest rate and repayment period to see potential monthly payments.

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Compare Scenarios

Explore different loan amounts and repayment periods to better understand how each scenario may affect your budget.

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Plan With Confidence

Use simple calculations and financial information to help you think carefully about your borrowing decisions.

How It Works

Simple loan planning in three steps

PesoWise keeps the process simple so you can focus on understanding your numbers.

1

Enter Your Details

Add an estimated loan amount, interest rate and preferred repayment period.

2

Review the Estimate

See an estimated monthly payment and repayment information based on your inputs.

3

Plan Ahead

Compare scenarios and consider whether the estimated payments fit your financial plans.

Know the numbers before you borrow

Borrowing money is an important financial decision. Understanding estimated payments can help you evaluate different scenarios and prepare your budget.

  • Estimate monthly payments
  • Explore different repayment periods
  • Compare loan scenarios
  • Plan your budget ahead
Interactive Loan Estimate
Loan Amount ₱20,000
Repayment Period 6 months
Estimated APR 12% - 18% / year
Estimated Monthly Payment ₱3,533 / month
Download on Google Play

Start planning your loan today

Download PesoWise and explore loan estimates and repayment scenarios in one simple app.

GET IT ON Google Play
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Important & Loan Disclosure: PesoWise is an informational and loan simulation application. Calculations and estimates provided by the app are for reference purposes only and do not constitute a loan offer, approval, financial advice, or a guarantee of financing. PesoWise is not a lender or credit broker and does not disburse loans.

Representative Example: For a representative loan calculation of ₱20,000 with a repayment period of 6 months and an APR of 15%, the estimated monthly installment would be approximately ₱3,583, and total repayment amount would be ₱21,500. Repayment terms: Minimum 91 days, Maximum 24 months. Maximum Annual Percentage Rate (APR): 24% per annum. Actual interest rates, terms, and eligibility are determined solely by participating licensed financial lenders.